[encantotom]

i suspect we all overinsure our rigs. on both of mine i probably did and do, but the difference between the lessor amount of coverage and the higher one was not significant. in the end, we will only get what the adjuster says it is worth anyway. and hopefully we dont ever have to.

the wanderlodge guys, (some of them anyway) get an appraisal so they can insure it for the appraisal amount. or something like that.

since asking prices, selling prices and actual values are all over the map, i just do what i feel good about.

tom